Connecticut Pension Disability Lawyers

WE UNDERSTAND ERISA & DISABILITY CLAIMS, APPEALS AND LITIGATION!

Pension disability claims help workers who can no longer perform their job duties due to a serious medical condition and access retirement benefits. These claims often arise under employer-sponsored plans. To qualify, an employee must typically show that their disability prevents them from continuing in their position. We help our clients qualify for their benefits under the employer sponsored plans. 

At Carey & Associates, P.C., our Connecticut pension disability attorney has the knowledge, skills, and experience that you can rely on. If you are a worker who is navigating any type of short-term disability claim, long-term disability claim, or disability denial, we are here as a legal resource that you can trust. You do not have to take on pension plan administrators alone. These are complex claims. Contact our Connecticut pension disability lawyer for a confidential initial consultation. 

We Handle the Full Range of Pension Disability Claims in Connecticut

Carey & Associates, P.C. is a boutique law firm that is committed to delivering exceptional representation to clients. You do not have to take on a pension disability case on your own. Our founder and lead attorney Mark Carey is a strong, experienced advocate for justice. We take on the full range of cases.

The firm provides representation to employees who are applying for short and long-term disability benefits. Mark and his team of employment attorneys have successfully litigated against many major insurance carriers. Mark has litigated the following disabilities:

• Multiple Sclerosis (MS): Multiple sclerosis is a chronic neurological condition that affects the central nervous system. It disrupts communication between the brain and the body, often causing fatigue, mobility problems, and cognitive difficulties. A common issue is that symptoms worsen over time. Many MS patients eventually qualify for disability-related pension benefits due to the progressive nature of the disease.
• Fibromyalgia (FM): Fibromyalgia is a long-term condition characterized by widespread pain, fatigue, and cognitive challenges, People with fibromyalgia often struggle with routine work tasks due to persistent discomfort and concentration issues. The condition may flare unpredictably and people who have been diagnosed may qualify for disability benefits. 
• Chronic Fatigue Syndrome (CFS): CFS is sometimes confused with fibromyalgia. It is a medical condition that causes overwhelming and persistent exhaustion that does not improve with rest. It can interfere with concentration, memory, and physical stamina. A CFS diagnosis could be serious enough to prevent a person from working on a full-time basis.  
• Cancer: Cancer is a serious disease that involves abnormal cell growth and may require aggressive treatment. Chemotherapy, radiation, and surgery can significantly impair a person’s ability to work. Some cancers lead to long-term or permanent disability.
• Lou Gehrig’s Disease (ALS): Named for the famous New York Yankees player who had the condition, amyotrophic lateral sclerosis (ALS) is a progressive neurodegenerative disease that causes muscle weakness and loss of motor function. Over time, it can lead to complete paralysis and require full-time caregiving. ALS almost always results in an inability to maintain employment. Disability pension claims for Lou Gehrig’s Disease typically move forward quickly due to the severity and prognosis. Immediate support is a must.
• Parkinson’s Disease: Parkinson’s disease is a degenerative neurological disorder that affects movement, balance, and coordination. It often causes tremors, rigidity, and difficulty with fine motor skills. As the disease progresses, it may prevent a person from continuing in their jobs. Though, that is not always the case right away. Disability pension benefits will often apply once symptoms have worsened significantly and interfere with work activities.
• Alzheimer’s disease (early onset): Early-onset Alzheimer’s disease affects individuals under the age of 65 and leads to memory loss, confusion, and cognitive decline. These symptoms can quickly interfere with professional responsibilities and workplace safety. As the condition worsens, a person will likely require disability benefits for income.
• Diabetes Mellitus: Diabetes mellitus is a metabolic disorder that affects blood sugar regulation and can lead to serious complications. When poorly controlled or accompanied by related conditions such as neuropathy or retinopathy, it can limit a person’s work capacity. Many people with diabetes cannot work due to the severity of the condition. 
• Multiple Chemical Sensitivity (MCS): Multiple chemical sensitivity causes adverse reactions to low-level chemical exposures such as perfumes, cleaning products, or industrial fumes. People with MCS may experience headaches, breathing issues, and cognitive symptoms in typical work environments.

How Pension Disability Cases are Fought and Won in Connecticut

A majority of disability pension cases are fought and determined at the administrative level, i.e. with the carrier or plan administrator. Each client must have a solid case of supporting medical evidence and documentation. Mark routinely provides comprehensive and detailed analysis of each client’s administrative appeal. Each client is required to present the best legal and factual case if he/she is going to obtain short or long-term benefits.

Mark will work with the client to obtain updated medical information from treating physicians and ensure the information is set to the disability plan for review. Often, Mark will advise the client to seek a second opinion from a notable medical specialist and even obtain new medical testing evaluation and data.

Once the administrative record is properly prepared, a written administrative appeal will be filed with the insurance company or plan administrator. The Plan will have up to 90 days to provide a written response. If the Plan denies the claim, it must state the exact reasons for the denial and state what additional medical information is required to perfect the claim.

Once the administrative phase of the case is exhausted, then and only then can the client file a lawsuit in the federal courts to obtain relief. The federal district court acts as an appeals court when reviewing the decision by the Plan and the Plan Administrator/Insurance Company. There are specific legal burdens of proof that must be argued to obtain relief. Mark is more than familiar with ERISA and has successfully advocated on behalf of many disabled clients.

How Our Connecticut Pension Disability Attorney Can Help 

Pension disability cases are complex. No matter where you find yourself in the process, it is imperative that you know your rights, your options, and the steps to take to get the best possible outcome. Mark Carey has built a team of attorneys who put people and families first. Our 

client testimonials demonstrate our commitment to exceptional service. We provide proactive, personalized guidance and support in each and every case that we take on.  Among other things, our Connecticut pension disability lawyer is prepared to: 

• Listen to your story and answer questions about your rights and your options; 
• Help you gather and prepare all supporting documents, records, and evidence; and
• Take whatever action is needed to help you secure the maximum disability benefits.  

Contact Our Connecticut Pension Disability Attorneys Today

At Carey & Associates, P.C., our Connecticut pension disability lawyers have the knowledge, skills, and experience to handle the full range of cases. If you have any questions about your rights or your options, we are here as a legal resource. Call us at (203) 255-4150  or contact us online for a fully confidential, no obligation initial consultation. With an office in Southport, our firm handles pension disability claims throughout all of Connecticut.

Read the Article: Long-Term Disability Claims